Build a stronger financial future.
Enjoy liquidity and earning power without giving up access to your cash.
Benefits of a Money Market Account
- Tiered rates — earn more as your balance grows
- Manage your account with online and mobile banking
- Deposits federally insured by the FDIC
Our Money Market Account is a tiered, interest-earning savings account designed for customers who want to maximize the value of their balance. By maintaining a higher balance than $2,500, you can earn increased interest while keeping your funds accessible.
- Competitive, tiered rates on average daily balances of $2,500 or more*
- Higher balances earn higher rates
- $7 monthly service charge plus 10¢ per debit if balance falls below $1000.00 on any given day in the statement cycle**
- Enjoy flexibility with enhanced access to funds including direct check writing:
- Unlimited in-person withdrawals or by mail
- Limited to 10 transactions per month by Check, ACH Debit, Debit Card Transactions. Online Banking and internal FSB account transfers are NOT included in the 10 debit limit.
- Several easy-to-use tools to help you manage your money:
- Free digital banking including online banking and mobile banking
-
- E-Statements
-
- Free telephone banking
- Free digital banking including online banking and mobile banking
- Free money market checks
- $2,500.00 minimum deposit to open
Our Super Money Market Account is a tiered, interest-earning savings account designed for customers who want to maximize the value of their high balance. By maintaining a higher balance, you can earn increased interest while keeping your funds accessible.
- Competitive, tiered rates*
- Higher balances earn higher rates
- Avoid loss of interest by maintaining a $1.00 minimum average balance
- $7 monthly service charge plus 10¢ per debit if balance falls below $1,000 on any given day in the statement cycle**
- Enjoy flexibility with enhanced access to funds including direct check writing:
- Unlimited in-person withdrawals or by mail
- Limited to 10 transactions per month by Check, ACH Debit, Debit Card Transactions. Online banking and internal FSB account transfers are NOT included in the 10 debit limit.
- Several easy-to-use tools to help you manage your money:
- Free digital banking including online banking and mobile banking
-
- E-Statements
-
- Free telephone banking
- Free digital banking including online banking and mobile banking
- Free money market checks
- $20,000 minimum deposit to open
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*The Annual Percentage Yield will fluctuate with economic conditions. Past performance does not guarantee future results.
**Debit card transactions, ATM withdrawals, transfers out, telephone banking, debit memos, and online banking withdrawals do not count as a debit item for the 10 check (debit) maximum and are not service charged.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit (CDs)
| Term | Balance | Interest Rate | APY |
|---|---|---|---|
| 91 Day1 | $2,500+ | 1.75% |
1.76% |
| 182 Day1 | $2,500+ | 2.25% | 2.26% |
| 12 Month2 | $500 - $4,999.99 | 3.45% | 3.49% |
| 12 Month2 | $5,000 - $44,999.99 | 3.55% | 3.60% |
| 12 Month2 | $45,000+ | 3.65% | 3.70% |
| 24 Month2 | $500 - $4,999.99 | 3.35% | 3.39% |
| 24 Month2 | $5,000 - $44,999.99 | 3.45% | 3.49% |
| 24 Month2 | $45,000+ | 3.55% | 3.60% |
| 36 Month3 | $500 - $4,999.99 | 3.35% | 3.39% |
| 36 Month3 | $5,000 - $44,999.99 | 3.45% | 3.49% |
| 36 Month3 | $45,000+ | 3.55% | 3.60% |
| 48 Month3 | $500 - $4,999.99 | 3.35% |
3.39% |
| 48 Month3 | $5,000 - $44,999.99 | 3.45% | 3.49% |
| 48 Month3 | $45,000+ | 3.55% | 3.60% |
| 60 Month3 | $500 - $4,999.99 | 3.35% | 3.39% |
| 60 Month3 | $5,000 - $44,999.99 | 3.45% | 3.49% |
| 60 Month3 | $45,000+ | 3.55% | 3.60% |
Grace Period of 10 calendar days after maturity.
1Penalty of 30 days interest is imposed on early withdrawal.
2You must maintain a minimum daily balance to obtain the disclosed annual percentage yield. Penalty of 90 days interest is imposed on early withdrawal. Interest is credited and compounded quarterly.
3Early withdrawal penalty of 180 days interest.
Checking Accounts
| Account | Balance | Interest Rate | APY |
|---|---|---|---|
| NOW Account | $800 average balance | 0.45% | 0.45% |
| Edge Checking | Entire balance | 0.45% | 0.45% |
Education CD
| Term | Balance | Interest Rate | APY |
|---|---|---|---|
| 42 Month4 | $100+ | 3.45% | 3.49% |
Grace Period of 10 calendar days after maturity.
4Additional deposits permitted. Interest is compounded and credited quarterly. Account is for ages 18 and under and will not renew after the child reaches age 18. After the child reaches age 18 there is no penalty for early redemption.
Health Savings Account (HSA)
| Balance | Interest Rate | APY |
|---|---|---|
| $0 - $1,999.99 | 0.75% | 0.75% |
| $2,000 - $4,999.99 | 1.00% | 1.00% |
| $5,000+ | 1.25% | 1.26% |
Individual Retirement Accounts (IRAs)
| Balance | Interest Rate | APY |
|---|---|---|
| $0 - $24,999.99 | 3.15% | 3.20% |
| $25,000 - $44,999.99 | 3.25% | 3.30% |
| $45,000+ | 3.50% | 3.56% |
Kasasa Cash*
| Balance | Interest Rate | APY |
|---|---|---|
| 0 - $7,500 | 1.98% | 2.00% |
| $7,500.01+ | 0.25% | 2.00% to 0.37% |
| All balances if qualifications not met | 0.05% | 0.05% |
*Qualifications
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 ACH transaction post and settle
- Be enrolled in and agree to receive E-Statements
- Be enrolled in and log into online banking monthly
That's it! Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!
Kasasa Saver*
| Balance | Interest Rate | APY |
|---|---|---|
| 0 - $7,500 | 0.30% | 0.30% |
| $7,500.01+ | 0.15% | 0.30% to 0.16% |
| All balances if qualifications not met | 0.05% | 0.05% |
*Qualifications
Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Premier Saver interest rate too. Simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 ACH transaction post and settle
- Be enrolled in and agree to receive E-Statements
- Be enrolled in and log into online banking monthly
That's it. Even if you don't meet your qualifications during the cycle, your Premier accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
Money Market Accounts
| Account | Average Balance | Interest Rate | APY |
|---|---|---|---|
| Money Market Savings | $2,500+ | 0.45% | 0.45% |
| Super Money Market Account | $.01 - $4,999.99 | 0.75% | 0.75% |
| Super Money Market Account | $5,000 - $19,999.99 | 1.25% | 1.26% |
| Super Money Market Account | $20,000 - $44,999.99 | 2.25% | 2.27% |
| Super Money Market Account | $45,000+ | 3.25% | 3.30% |
Savings Accounts
| Account | Balance | Interest Rate | APY |
|---|---|---|---|
| Savings Account | Entire balance | 0.30% | 0.30% |