Secure your returns with a CD.
Enjoy predictable, fixed interest rates that protect your savings.
Benefits of a Certificate of Deposit
- Lock in a guaranteed rate for steady growth
- Select a term ranging from a few months to several years
- FDIC insurance protects your funds while they grow
Whether you select a short term or long-term certificate, lock in a guaranteed rate and watch your money grow. No market risk, no surprises.
- Fixed rates, higher than regular savings
- Receive higher rates by selecting a longer term
- Provides more guarantee than other risky investments
- Set aside for future savings goals
- A wide range of terms available (from 91 days to 60 months)
- No setup or maintenance fees
- Early withdrawals subject to penalty*
- Minimum deposits as low as $500 to open - for 12 to 60 month terms.
An Education CD helps cover the education costs with interest above regular savings rates. From textbooks to tuition, you can rest assured your child will have the tools to learn.
Please note: A child's name (under 18 years old) must be on this certificate of deposit. We'll issue you a check at the first maturity date after your child's 18th birthday.
- Fixed rates, higher than regular savings
- Interest compounded and credited quarterly
- You must maintain a minimum daily balance of $100 in your account each day to obtain the disclosed annual percentage yield (APY)
- Interest will begin to accrue on the business day you deposit non-cash items (i.e. checks) into your account
- Make an unlimited number of deposits; the minimum amount you can deposit is $25
- 42-month term available
- Automatically renews at maturity
- If your account is not renewed, the funds in the account will be paid directly to you
- This certificate will not renew after the child reaches age 18
- No setup or maintenance fees
- Early withdrawals subject to penalty**
- $100 minimum deposit to open
**The penalty we may impose will equal 180 days interest penalty on the amount withdrawn. After the child reaches the age of 18, there is not penalty for early redemption.
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*Penalties vary depending on length of term. See our rates page for details.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit (CDs)
| Term | Balance | Interest Rate | APY |
|---|---|---|---|
| 91 Day1 | $2,500+ | 1.75% |
1.76% |
| 182 Day1 | $2,500+ | 2.25% | 2.26% |
| 12 Month2 | $500 - $4,999.99 | 3.45% | 3.49% |
| 12 Month2 | $5,000 - $44,999.99 | 3.55% | 3.60% |
| 12 Month2 | $45,000+ | 3.65% | 3.70% |
| 24 Month2 | $500 - $4,999.99 | 3.35% | 3.39% |
| 24 Month2 | $5,000 - $44,999.99 | 3.45% | 3.49% |
| 24 Month2 | $45,000+ | 3.55% | 3.60% |
| 36 Month3 | $500 - $4,999.99 | 3.35% | 3.39% |
| 36 Month3 | $5,000 - $44,999.99 | 3.45% | 3.49% |
| 36 Month3 | $45,000+ | 3.55% | 3.60% |
| 48 Month3 | $500 - $4,999.99 | 3.35% |
3.39% |
| 48 Month3 | $5,000 - $44,999.99 | 3.45% | 3.49% |
| 48 Month3 | $45,000+ | 3.55% | 3.60% |
| 60 Month3 | $500 - $4,999.99 | 3.35% | 3.39% |
| 60 Month3 | $5,000 - $44,999.99 | 3.45% | 3.49% |
| 60 Month3 | $45,000+ | 3.55% | 3.60% |
Grace Period of 10 calendar days after maturity.
1Penalty of 30 days interest is imposed on early withdrawal.
2You must maintain a minimum daily balance to obtain the disclosed annual percentage yield. Penalty of 90 days interest is imposed on early withdrawal. Interest is credited and compounded quarterly.
3Early withdrawal penalty of 180 days interest.
Checking Accounts
| Account | Balance | Interest Rate | APY |
|---|---|---|---|
| NOW Account | $800 average balance | 0.45% | 0.45% |
| Edge Checking | Entire balance | 0.45% | 0.45% |
Education CD
| Term | Balance | Interest Rate | APY |
|---|---|---|---|
| 42 Month4 | $100+ | 3.45% | 3.49% |
Grace Period of 10 calendar days after maturity.
4Additional deposits permitted. Interest is compounded and credited quarterly. Account is for ages 18 and under and will not renew after the child reaches age 18. After the child reaches age 18 there is no penalty for early redemption.
Health Savings Account (HSA)
| Balance | Interest Rate | APY |
|---|---|---|
| $0 - $1,999.99 | 0.75% | 0.75% |
| $2,000 - $4,999.99 | 1.00% | 1.00% |
| $5,000+ | 1.25% | 1.26% |
Individual Retirement Accounts (IRAs)
| Balance | Interest Rate | APY |
|---|---|---|
| $0 - $24,999.99 | 3.15% | 3.20% |
| $25,000 - $44,999.99 | 3.25% | 3.30% |
| $45,000+ | 3.50% | 3.56% |
Kasasa Cash*
| Balance | Interest Rate | APY |
|---|---|---|
| 0 - $7,500 | 1.98% | 2.00% |
| $7,500.01+ | 0.25% | 2.00% to 0.37% |
| All balances if qualifications not met | 0.05% | 0.05% |
*Qualifications
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 ACH transaction post and settle
- Be enrolled in and agree to receive E-Statements
- Be enrolled in and log into online banking monthly
That's it! Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!
Kasasa Saver*
| Balance | Interest Rate | APY |
|---|---|---|
| 0 - $7,500 | 0.30% | 0.30% |
| $7,500.01+ | 0.15% | 0.30% to 0.16% |
| All balances if qualifications not met | 0.05% | 0.05% |
*Qualifications
Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Premier Saver interest rate too. Simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 ACH transaction post and settle
- Be enrolled in and agree to receive E-Statements
- Be enrolled in and log into online banking monthly
That's it. Even if you don't meet your qualifications during the cycle, your Premier accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
Money Market Accounts
| Account | Average Balance | Interest Rate | APY |
|---|---|---|---|
| Money Market Savings | $2,500+ | 0.45% | 0.45% |
| Super Money Market Account | $.01 - $4,999.99 | 0.75% | 0.75% |
| Super Money Market Account | $5,000 - $19,999.99 | 1.25% | 1.26% |
| Super Money Market Account | $20,000 - $44,999.99 | 2.25% | 2.27% |
| Super Money Market Account | $45,000+ | 3.25% | 3.30% |
Savings Accounts
| Account | Balance | Interest Rate | APY |
|---|---|---|---|
| Savings Account | Entire balance | 0.30% | 0.30% |