Access ATMs all across the country. 

Withdraw cash, make deposits, or simply check your balance. All you need is a First State Bank of Bigfork account and debit card.  

Benefits of Surcharge-Free ATMs 

  • 30,000 surcharge-free ATMs nationwide 
  • No surcharge fees for First State Bank of Bigfork customers 
  • Secure and encrypted transactions protected by the FDIC 
Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Certificates of Deposit (CDs)

Term Balance Interest Rate APY
91 Day1 $2,500+ 1.75%

1.76%

182 Day1 $2,500+ 2.25% 2.26%
12 Month2 $500 - $4,999.99 3.45% 3.49%
12 Month2 $5,000 - $44,999.99 3.55% 3.60%
12 Month2 $45,000+ 3.65% 3.70%
24 Month2 $500 - $4,999.99 3.35% 3.39%
24 Month2 $5,000 - $44,999.99 3.45% 3.49%
24 Month2 $45,000+ 3.55% 3.60%
36 Month3 $500 - $4,999.99 3.35% 3.39%
36 Month3 $5,000 - $44,999.99 3.45% 3.49%
36 Month3 $45,000+ 3.55% 3.60%
48 Month3 $500 - $4,999.99 3.35%

3.39%

48 Month3 $5,000 - $44,999.99 3.45% 3.49%
48 Month3 $45,000+ 3.55% 3.60%
60 Month3 $500 - $4,999.99 3.35% 3.39%
60 Month3 $5,000 - $44,999.99 3.45% 3.49%
60 Month3 $45,000+ 3.55% 3.60%

Grace Period of 10 calendar days after maturity.

1Penalty of 30 days interest is imposed on early withdrawal.

2You must maintain a minimum daily balance to obtain the disclosed annual percentage yield. Penalty of 90 days interest is imposed on early withdrawal. Interest is credited and compounded quarterly.

3Early withdrawal penalty of 180 days interest.

Checking Accounts

Account Balance Interest Rate APY
NOW Account $800 average balance 0.45% 0.45%
Edge Checking Entire balance 0.45% 0.45%

Education CD

Term Balance Interest Rate APY
42 Month4 $100+ 3.45% 3.49%

Grace Period of 10 calendar days after maturity.

4Additional deposits permitted. Interest is compounded and credited quarterly. Account is for ages 18 and under and will not renew after the child reaches age 18. After the child reaches age 18 there is no penalty for early redemption.

Health Savings Account (HSA)

Balance Interest Rate APY
$0 - $1,999.99 0.75% 0.75%
$2,000 - $4,999.99 1.00% 1.00%
$5,000+ 1.25% 1.26%

Individual Retirement Accounts (IRAs)

Balance Interest Rate APY
$0 - $24,999.99 3.15% 3.20%
$25,000 - $44,999.99 3.25% 3.30%
$45,000+ 3.50% 3.56%

Kasasa Cash*

Balance Interest Rate APY
0 - $7,500 1.98% 2.00%
$7,500.01+ 0.25% 2.00% to 0.37%
All balances if qualifications not met 0.05% 0.05%

*Qualifications

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 ACH transaction post and settle
  • Be enrolled in and agree to receive E-Statements
  • Be enrolled in and log into online banking monthly

That's it! Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Kasasa Saver*

Balance Interest Rate APY
0 - $7,500 0.30% 0.30%
$7,500.01+ 0.15% 0.30% to 0.16%
All balances if qualifications not met 0.05% 0.05%

 

*Qualifications

Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Premier Saver interest rate too. Simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 ACH transaction post and settle
  • Be enrolled in and agree to receive E-Statements
  • Be enrolled in and log into online banking monthly

That's it. Even if you don't meet your qualifications during the cycle, your Premier accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Money Market Accounts

Account Average Balance Interest Rate APY
Money Market Savings $2,500+ 0.45% 0.45%
Super Money Market  Account $.01 - $4,999.99 0.75% 0.75%
Super Money Market  Account $5,000 - $19,999.99 1.25% 1.26%
Super Money Market  Account $20,000 - $44,999.99 2.25% 2.27%
Super Money Market  Account $45,000+ 3.25% 3.30%

Savings Accounts

Account Balance Interest Rate APY
 Savings Account Entire balance 0.30% 0.30%